Financial advisor based in Nairobi, Kenya. I help everyday people invest in Money Market Funds and get the right insurance cover - without the confusion.

3 yrs
Advising clients
20+
Clients served
100%
Retention rate
MMF
Specialist
I got into this because I kept watching people around me work incredibly hard and still feel stuck. Not because they were doing anything wrong - but because nobody had sat down with them and shown them what their money could actually do.
A friend mentioned Money Market Funds to me and I was genuinely surprised. Daily interest, accessible anytime, starting from KES 1,000. I could not understand why more people did not know about this. So I made it my job to tell them.
I added insurance advisory because the two go together. Growing your savings matters. So does protecting what you have built. Whether it is your income, your family, or your business - the right cover means one bad event does not undo everything.
Three years in, I have 20+ clients and every single one of them is still with me. I take that seriously. This is not about a quick sale. It is about being someone you can call when something changes.
No buzzwords. Here is what I actually commit to.
I take time to explain every option until it clicks. If something is unclear, ask again. There are no stupid questions when it comes to your money.
I will tell you what I think is right for your situation. You decide. No pressure, no follow-up calls chasing you to commit.
You do not need a big salary. You do not need savings already sitting somewhere. Most of my clients started with KES 1,000 or less.
Got a question three months later? Call me. I stay involved because your financial situation changes and your plan should too.
Began helping friends and family understand MMFs and insurance after seeing how many Kenyans were missing out on simple tools that could change their finances.
Word spread. People were getting returns they had never seen from their savings and finally had insurance cover that made sense for their lives.
Now working with individuals across Nairobi - salaried workers, small business owners, nurses, teachers - helping everyone from first-time investors to people reviewing their cover.
Every single client who started with me is still working with me. That is the thing I am most proud of.
“
I had no idea my savings could earn daily interest. Ruth set me up with an MMF in one afternoon and explained everything step by step. I wish I had done this sooner.
Amara Osei
Teacher, Nairobi
Earning daily interest on savings“
Ruth helped me find life insurance that actually fit my budget. No pressure, no confusing jargon. She just explained my options clearly and let me decide.
David Kimani
Small business owner
Family covered, peace of mindBook a free call. No commitment. I will walk you through your options and you decide what makes sense.